2027 HSA Limits: $4,500 and $9,000

From Rev. Proc. 2026-24: the 2027 contribution limit is $4,500 for self-only coverage and $9,000 for family coverage. An HDHP must have a deductible of at least $1,750 (self-only) or $3,500 (family), with out-of-pocket maximums of no more than $8,700 and $17,400. The $1,000 catch-up for 55 and older is fixed by law.

Last reviewed 2026-10-29. General information, not tax advice. Form 8889, its instructions, Pub. 969 and a tax professional come first.